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Terms & Conditions

TERMS AND CONDITIONS

Last Updated: 5/5/2026

Welcome to Perfect Billing LLC ("we," "us," or "our"). By accessing or using our SMS two-factor authentication (2FA) service ("Service"), you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully.

1. Acceptance of Terms

By creating an account or using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use the Service.

2. Description of Service

Our Service provides SMS-based two-factor authentication to enhance the security of your online accounts. The Service delivers one-time verification codes to your mobile phone number via SMS for authentication purposes.

3. User Eligibility

You must be at least 13 years old to use this Service. By using the Service, you represent and warrant that:

  • You are at least 13 years of age

  • You have the legal capacity to enter into binding agreements

  • All information you provide is accurate and current

4. Account Registration and Security

To use our Service, you must:

  • Provide accurate, current, and complete information during registration

  • Maintain and update your information to keep it accurate and current

  • Provide a valid mobile phone number capable of receiving SMS messages

  • Maintain the security and confidentiality of your account credentials

  • Notify us immediately of any unauthorized use of your account

5. SMS Messaging and Carrier Charges

Message and Data Rates May Apply. By using our Service, you acknowledge and agree that:

  • You may receive SMS text messages from us containing verification codes

  • Standard message and data rates from your mobile carrier may apply

  • You are responsible for all carrier charges associated with SMS messages

  • Message frequency depends on your usage of the Service

6. User Responsibilities

You agree to:

  • Use the Service only for lawful purposes and in accordance with these Terms

  • Not use the Service to impersonate any person or entity

  • Not attempt to interfere with, compromise, or disrupt the Service

  • Not reverse engineer, decompile, or otherwise attempt to derive source code from the Service

  • Update your phone number if it changes to continue receiving authentication codes

7. Service Availability and Limitations

We strive to provide reliable service, but we do not guarantee that the Service will be uninterrupted, timely, secure, or error-free. SMS delivery may be delayed or fail due to factors beyond our control, including mobile carrier issues, network congestion, or device limitations. We are not responsible for any delays or failures in SMS delivery.

8. Fees and Payment

[Customize based on your pricing model: "The Service is currently provided free of charge" or "Service fees are as described on our pricing page. You agree to pay all applicable fees in accordance with the payment terms presented at the time of purchase."]

9. Privacy and Data Protection

Your use of the Service is subject to our Privacy Policy, which describes how we collect, use, and protect your information. By using the Service, you consent to our collection and use of your data as described in the Privacy Policy.

10. Intellectual Property

The Service, including all content, features, and functionality, is owned by [Your Company Name] and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Service without our express written permission.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason, including violation of these Terms. You may terminate your account at any time by contacting us at [support email]. Upon termination, your right to use the Service will immediately cease.

12. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL [YOUR COMPANY NAME], ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

14. Indemnification

You agree to indemnify, defend, and hold harmless [Your Company Name] and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your infringement of any third-party rights.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts located in [Your Jurisdiction].

16. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on our website. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

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